Motorcycle and ATV Insurance
7 Nov 2019 Insurance Products
Getting to know about the different types of motorcycle and ATV insurance can help ensure that you are getting the best insurance for your particular needs. At Mountainview Insurance, they want to help you stay safe both on and off the road. That is why they offer a range of insurance products, including motorcycle and ATV insurance packages.
What Does Motorcycle Insurance Cover?
While the amount of motorcycle insurance you purchase will determine how much is covered, standard motorcycle insurance covers both bodily injury and property damage. In most cases, motorcycle insurance may even be able to cover other types of off-roading vehicles, such as:
- ATVs
- Scooters
- Mopeds
- Street-sport bikes
- High-performance bikes
- Limited-production and custom bikes
- Cruisers
- Touring and sport-touring bikes
- Vintage bikes
- Motocross bikes
- Off-road/dual-purpose bikes
Types of Motorcycle and ATV Insurance
Some of the different types of motorcycle and ATV insurance available are:
Liability Insurance
This type of motorcycle and ATV insurance can help protect you from having to pay the medical bills or repair bills of the other party when you cause an accident.
Comprehensive and Collision Coverage
While collision coverage works to cover your expenses after an accident that you caused, comprehensive insurance can help pay for damage caused to your motorcycle or ATV after it has been stolen.
Total Loss Coverage
In the event that your motorcycle or ATV is completely totaled in an accident, total loss coverage will pay for the manufacturer’s suggested retail price of a current model year motorcycle that is of the same make and model as your old one.
Medical Payments Coverage
This type of motorcycle and ATV insurance can help pay for the cost of medical expenses after an accident, especially for people who do not have an adequate amount of health insurance.
Optional Equipment Coverage
This type of motorcycle and ATV insurance can help protect customized parts and equipment that has been damaged in an accident.
Trip Interruption Coverage
If you are dreaming of taking a long motorcycle ride that will take more than a couple of days, trip interruption coverage can help in the event of a mechanical breakdown, collision, or comprehensive claim.
Uninsured/Underinsured Motorist Coverage
This type of motorcycle and ATV insurance can help cover property damage, medical bills, and even lost wages when you are in an accident caused by a driver without liability protection.
Towing and Labour Coverage
This type of motorcycle and ATV insurance can help protect you in the event of a dead battery, flat tire, lost keys, low fluid, etc.
If you would like to learn more about motorcycle and ATV insurance, or if you are interested in one of their insurance products, please contact Mountainview Insurance at 604-557-0255 or by requesting a quote on their website. Mountainview Insurance is proud to provide high-quality insurance products to clients throughout Abbotsford and the surrounding areas.
