How to Get Private Auto Insurance in BC

19 Sep 2019 Insurance Products

Knowing how to get private auto insurance in BC and what it covers can help you save money without decreasing the level of coverage you are receiving. At Mountainview Insurance, they understand how important it is to get the best auto insurance for the best price. That is why they offer a range of insurance products, including car insurance.

What is Private Auto Insurance?

Even though all drivers in BC are required to obtain basic auto insurance from ICBC, drivers can choose to purchase optional coverage from a private insurance company. Some of the benefits of purchasing optional coverage and other insurance add-ons from a private insurance company include:

  • Lower premiums
  • Lower deductible options
  • Enhanced roadside assistance
  • Higher discounts for drivers with more than 10 years of accident free history
  • Assistance from the insurance broker when filing a claim

What Does Private Auto Insurance Cover?

BC private auto insurance can provide coverage for a range of different insurance policies, such as:

Collision Insurance

Collision insurance is designed to cover the cost of your car in the event that it is damaged during an accident. This means that you will be covered whether you crash into another vehicle or a stationary object, such as a pole or barrier.

Comprehensive Insurance

Comprehensive insurance works to protect you from any losses caused by an event not related to driving. This can include losses due to theft or damage from attempted theft, vandalism, and environmental damage to a car from a fallen tree, flood, etc.

Specified Perils

This type of auto insurance can help cover financial losses for damage caused by perils that have been specifically outlined in your policy, such as theft, fire, earthquakes, and damage sustained when the vehicle is being transported.

All Perils

Insurance coverage for all perils combines the coverage for collision insurance and comprehensive insurance. This type of insurance also works to protect you in the event that an employee, service technician, or someone you live with steals your car.

Emergency Roadside Assistance

Emergency roadside assistance insurance covers you in the event of a dead battery, flat tire, keys locked in car, empty gas tank, or if your vehicle needs to be towed. This type of insurance can be included or in addition to other coverages from a BC private insurance company.

If you would like to learn more about how to get private auto insurance in BC and what it covers, or if you are interested in one of their insurance products, please contact Mountainview Insurance at 604-557-0255 or by requesting a quote on their website. Mountainview Insurance is proud to provide high-quality insurance products to clients throughout Abbotsford and the surrounding areas.